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Mar 31, 2016

In today's episode we discuss the ins and outs of using a lump sum of money to fund your cash value life insurance policy (you can use universal life or whole life). With the paltry interest being paid by savings and money market accounts, life insurance can be a great place to warehouse cash that […]

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Mar 24, 2016

We never talk about variable universal life insurance. It's true, the black sheep of the life insurance world isn't something we ever really discuss. And occasionally someone comes along to ask us about it so we figured today was as good a day as any to discuss it. There's not that much to say about […]

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Mar 17, 2016

Did you know that whole life insurance is just for rich people? Have you ever heard that? Do you agree? It could be argued that all types of permanent life insurance (whole life and universal life) are better suited for those of higher income. But… There's a problem with organizing these sorts of ideas into neat...


Mar 10, 2016

Ever pick on something that was so easy to make fun of that it makes you feel a little bit guilty? Yep, me too. And that's exactly how I feel about the 529 plan. It's bad in so many different ways that this probably could have been an hour long episode (or more). Think about […]

The post IPB 017: Beating Up on the 529...


Mar 3, 2016

Perhaps you've heard or seen some of the rumblings about certain life insurance companies raising their cost of insurance (COI) charges on blocks of universal life insurance business. To be sure, this is not something that's great news. But is it really the calamity that some news stories make it out to be? Here are...