May 24, 2018

Last week we discussed the probability of achieving various returns on a passive investment in the S&P 500.  This week I want to take a similar analysis and direct it to indexed universal life insurance.  Pursuing this information comes from two primary motivations.  On the one hand, I'm intrigued by the answer.  On the...

May 17, 2018

When you start your career in the financial services industry you pretty quickly figure out that you must bow at the altar of the average return on investment in the stock market. Well, that and a couple of other things like… Compliance runs the show–resistance is futile. 8% is the return we assume people will...

May 10, 2018

Today is less about the mechanics of life insurance in the aspect of how it applies to you, but more in how it applies to us. We wanted to dive into the fee only vs. commission financial advisor model, essentially to ask the question: is there a better way? Is one way more virtuous than […]

The post IPB 108: Should...

May 3, 2018

Everybody wants to know what is going to happen with the insurance industry if interest rates go up, go down, stay the same, etc. So, we figured today was as good a day as any to address some speculation but also to discuss what the industry does to plan for various interest rate movements—because it’s not […]

The...