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Nov 15, 2018

It's November and that means it's time for most major U.S. life insurer who have any significant focus on whole life insurance sales to announce anticipated dividends for next year.  We've already heard from a few life insurers and we are awaiting announcements from the others. We figured we'd take a moment to discuss...


Nov 8, 2018

Last week I was having an email conversation with a member of our audience. As part of an email that I sent out (to those lucky enough to be on our subscriber list), I asked a question and I got quite a few responses. It's a very nice thing to have a list filled with […]

The post Should You Intentionally UNDERfund...


Nov 1, 2018

Universal life insurance is really not that interesting, but you'd never guess that by reading pretty much anything that gets published about it in the mainstream press. In fact, it has been featured in the WSJ more than a couple times in the last several years. Each time, the story gets a little worse. I'll […]

The...