Feb 28, 2019

Buying whole life insurance or universal life insurance as a cash accumulation tool or even because you want a permanent death benefit requires you to make a long term commitment to the life insurer.  Even buying term life insurance commits a rather lengthy attachment to a life insurer.  It's understandable that anyone...

Feb 21, 2019

Overfunded life insurance, what on earth is that?  I hear you cry out.  Perhaps you ran across the concept mentioned briefly somewhere on the internet.  Or maybe someone suggested that you buy an overfunded life insurance policy. If you're trying to discern the notion of overfunded life insurance, we'll break it down...

Feb 14, 2019

Few subjects related to life insurance cause more hot-tempered debate than life insurance commission.  Some believe it's an evil incentive that encourages agents to push “expensive” products like whole life insurance to land a huge payday. Others look at it simply as the payment mechanism rewarded to agents for the...