May 30, 2019

Whole life insurance guarantees serve as a constant source for discussion about life insurance and other personal finance related matters.  Some might suggest that the whole life insurance guarantees are nothing special.  These guarantees represent a paltry return on your hard earned dollars.  Alternatively, some might...

May 23, 2019

When shopping for life insurance, the best strategy is first to understand your objective in buying life insurance and then focus on the products best suited to meet that goal. This statement might sound a bit underwhelming or generic, but it has considerable nuanced implications that I want to spend time building out...

May 15, 2019

One of the niftiest features of whole life insurance is the option to make it paid-up at any point in your lifetime.  The reduce paid-up feature for whole life allows you to electively stop paying premiums and guarantee the policy will never lapse so long as you are willing to accept a smaller death benefit […]

The...

May 9, 2019

How to evaluate life insurance companies is a question that plagues both consumers and industry professionals.  Many companies love to market on ratings or a single financial metric at which they excel. But highly rated life insurance companies are a dime a dozen and what financial attributes truly matter when it comes...

May 2, 2019

The life insurance retirement plan isn't necessarily a specific “plan” that accomplishes a specific goal related to retirement planning. Instead, it's a “tip of the hat” to the fact that life insurance will accommodate strategies that focus on retirement income. It does this because of the versatility that cash...