Aug 29, 2019
You might have heard that whole life insurance cost more than term life insurance. This very statement is the foundation of many arguments suggesting that term life insurance is simply a smarter financial decision. We wanted to test this argument, so we gathered some data to understand what makes term life...
Aug 22, 2019
In a statement made by CEO Eileen McDonnell and President Dave O'Malley, Penn Mutual announced it will suspend the sale of its life insurance and annuity contracts in the state of New York. The suspension comes in two phases. Phase number one affects the sale of annuities. Effective August 30, 2019, Penn Mutual will...
Aug 15, 2019
It's hard to figure out what life insurance policy is best. When it comes to purchases focusing on cash value, we want an easy way to compare policies and declare a winner. A naturally obvious way to do this is focusing on anticipated rate of return. But how people go about sorting this out often […]
Aug 8, 2019
We're no strangers to voicing our concerns about lofty indexed universal life insurance assumptions. In fact, we were an early voice seeking to temper the returns on IUL as the product began picking up serious steam nearly a decade ago. Then came the complaints from major life insurers. Most of those insurers had a...
Aug 1, 2019
For most agents, return of premium life insurance likely conjures up thoughts about term life insurance. This comes from the marketing hurrah over return of premium term life insurance now over a decade ago. The success of that product wasn't smashing. However, that does not mean insurance consumers show zero interest...