Aug 24, 2025

Are you obsessing over life insurance expenses and expense ratios? You might be focusing on the wrong thing. In this episode, we explain why expenses in life insurance policies matter far less than you think.

We break down the difference between expense ratios and load fees, and why neither should be your primary...

Aug 17, 2025

Are you wondering if AI will make insurance agents obsolete? We put artificial intelligence to the test with four real-world insurance scenarios to see if it could handle the job. From simple term life quotes to complex cash value life insurance strategies, we wanted to know if AI could truly replace human...

Aug 10, 2025

You've probably heard the debate about whether term or whole life insurance is "better" and wondered which side is right. In this episode, we explain why you're asking the wrong question entirely. Comparing these two types of insurance based on premium alone will lead you to the wrong conclusion every time.

We'll show...

Aug 3, 2025

You'll discover why life insurance is experiencing remarkable growth in 2025, with industry-wide sales up 8% year over year. We break down the latest statistics from LIMRA showing which types of life insurance are leading the charge, including indexed universal life at 11% growth and variable universal life with an...