Feb 22, 2026

If you own a universal life insurance policy, you may not realize you can pay more than the premium your agent quoted you. In this episode, we break down what overfunded indexed universal life insurance is, how it works, and why it might be worth your attention.

We walk you through how IUL policies are typically...

Feb 15, 2026

You've probably heard that pensions are dying, but have you ever wondered why they were so effective in the first place? Research shows that traditional defined benefit pensions deliver the same retirement income at 49% less cost than typical 401(k) plans. Even the most efficient 401(k) plans still require 27% more...

Feb 8, 2026

You've probably wondered when the right time is to start taking income from an annuity. Should you wait until you're older to maximize your monthly payout? Does that actually give you more money over your lifetime?

We tackle this common question and explain why the answer is more nuanced than you might think. The...

Feb 1, 2026

When you retire with multiple accounts, figuring out which money to spend first can feel overwhelming. You have qualified assets like IRAs and 401(k)s, Roth accounts, brokerage assets, and life insurance cash value. The order matters more than you might think.

We walk you through the strategy of spending qualified...