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Dec 20, 2018

The holiday season now firmly has its grip around many of us and since we opted not to produce an end of the year podcast that answered questions we receive from various readers and listeners, I figured I’d entertain a question that came up recently that has been asked probably twice before in emails sent […]

The...



Dec 6, 2018

You are never going to pay less for whole life insurance than the amount you will pay this year.  Whole life insurance rates become dramatically more expensive (actual dollar cost and the cost of lost opportunity) but all of this will become much more clear in the next few paragraphs. You really don't need an […]

The...


Nov 15, 2018

It's November and that means it's time for most major U.S. life insurer who have any significant focus on whole life insurance sales to announce anticipated dividends for next year.  We've already heard from a few life insurers and we are awaiting announcements from the others. We figured we'd take a moment to discuss...


Nov 8, 2018

Last week I was having an email conversation with a member of our audience. As part of an email that I sent out (to those lucky enough to be on our subscriber list), I asked a question and I got quite a few responses. It's a very nice thing to have a list filled with […]

The post Should You Intentionally UNDERfund...