Dec 18, 2022

Oftentimes people will ask us how whole life insurance compares to buying passive stock market index funds or ETFs. It's a fair question and one that we've answered privately and publicly in the past.

But we'd like to propose an alternative. Rather than a straight head-to-head comparison (which should always favor a...

Dec 11, 2022

When you're helping clients plan and prepare for retirement, you often are exploring various options for producing consistent income from their pool of assets. Each person's ability to produce that income and the desires they have for that income are vastly different.

Something we encountered recently made us face...

Dec 4, 2022

In the 11+ years, we've actively communicated with potential clients online, we've had quite a few people approach us who were looking at High Early Cash Value products. Typically whole life insurance with that sort of identifier in the product's name. 

And it begs the question: why aren't we keen on offering...

Nov 27, 2022

We realize the title is a bit confusing, please don't get hung up on that. It's a critique of a Dave Ramsey video on Youtube that's a critique of Infinite Banking...except that Dave's rant has nothing to do with Infinite Banking. It's a rant where he flails about how much he hates whole life insurance, the companies...

Nov 20, 2022

In most of our podcast episodes, we walk through the issues or the finer points of using cash value life insurance (whole life or indexed universal life) as a wealth accumulation source and preservation refuge for a substantial portion of your wealth. And that probably leaves some of you scratching your head. After...