Jan 22, 2023

Annuities have experienced a cold dark winter over the last decade or so. It's not to say that annuities stopped existing and that the benefits they offered fell short. The product serves a vital role in providing guaranteed income in multiple combinations.

However, the prolonged period of depressingly low-interest...

Jan 15, 2023

What's old is new again, it seems, in the world, of talking about the myriad ways to use life insurance as a wealth-storing tool that is highly leverageable. As introduced by Nelson Nash, the infinite banking concept goes back several decades. He was the first person we're aware of to clearly articulate the benefits...

Jan 8, 2023

For years, we've all been taught that bonds are the "safety" valve to the otherwise stock-heavy allocation of our retirement/investment portfolios. And for years, we've argued that this was largely unproven as all of us have been living through extraordinary times where bond ETFs and mutual funds haven't faced the...

Jan 1, 2023

When looking at life insurance illustrations or the actual policy documents, you'll see some version of "Please seek the advice of your tax professional..." in numerous places. But why? Is it really necessary for you to go over every possible financial decision or potential purchase of a potential product with a...