Nov 27, 2022

We realize the title is a bit confusing, please don't get hung up on that. It's a critique of a Dave Ramsey video on Youtube that's a critique of Infinite Banking...except that Dave's rant has nothing to do with Infinite Banking. It's a rant where he flails about how much he hates whole life insurance, the companies...

Nov 20, 2022

In most of our podcast episodes, we walk through the issues or the finer points of using cash value life insurance (whole life or indexed universal life) as a wealth accumulation source and preservation refuge for a substantial portion of your wealth. And that probably leaves some of you scratching your head. After...

Nov 13, 2022

This is the season for whole life insurance companies (mutual companies in particular) to make dividend announcements for 2023. With the significant rise in interest rates we've seen this year, you'd think that would have a positive impact on returns for life insurance companies. Right? 

We all know that the vast...

Nov 6, 2022

One of the oldest arguments meant to take down indexed universal life insurance (IUL) centers around the drag that fees (load charges, per 1,000 charges, and cost of insurance) have on the policy in years where the underlying index receives a 0% interest credit.

On the surface, it seems like a valid argument against...