Mar 26, 2023

Welcome to another exciting episode of The Insurance Pro Blog Podcast, where we dive deep into life insurance, finance, and wealth management. Today's episode, "How Life Insurance Companies Master Diversification in Asset Management," is a must-listen for anyone interested in understanding the strategies and...

Mar 19, 2023

For the first time in over a decade, we're all getting reacquainted with the adverse consequences of interest rate risk. To better explain to you what that actually means, we went on a Google search for a simple definition. But in doing so, found one from the FDIC, and in light of the recent turmoil in the...

Mar 12, 2023

Despite the strengths of whole life guaranteed cash value, many people attack the guaranteed ledger of a whole life insurance illustration because they believe they can do better.  Do better is a highly subjective and relative notion, but one major argument notes that with whole life insurance, you are guaranteed to...

Mar 6, 2023

We have discussed indexed universal life insurance (IUL) at great length in previous podcast episodes, but we know the big question remains: does it work? So, to further investigate that question, we decided to update a bit of an experiment we ran about ten years ago.

We will use a hypothetical IUL contract (a real...